Template for review by qualified legal counsel. Not legal advice. Last updated: 2026 (placeholder — set on solicitor sign-off.)
These Terms of Service (the “Terms”) form a binding agreement between you (the “User”, “you”) and QuantCoreX (the “Service”, “we”, “us”) governing your access to and use of the QuantCoreX software, website, and related materials. By creating an account, accessing, or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Service.
Non-advisory relationship
QuantCoreX is educational, decision-support software. It provides market data analysis, research tooling, educational content, and workflows that help you organise and think through your own trading and investment research. Nothing in the Service is intended to be, and nothing should be construed as, personalised investment advice, financial advice, tax advice, legal advice, or a recommendation to buy, sell, hold, or refrain from any transaction in any financial instrument. Your use of the Service does not create an advisory, brokerage, or fiduciary relationship of any kind between you and QuantCoreX.
Any output, metric, chart, indicator, backtest, or analysis presented by the Service is provided for informational and educational purposes only. It reflects general, non-personalised information and does not account for your individual circumstances, objectives, financial situation, risk tolerance, or needs. You should obtain independent professional advice appropriate to your circumstances before making any financial decision.
User acknowledgment of non-advisory relationship
USER ACKNOWLEDGMENT OF NON-ADVISORY RELATIONSHIP: You understand and expressly agree that QuantCoreX provides Software as a Service comprising market data analysis, educational tools, and decision-support workflows. No content published by the Service constitutes a recommendation that any particular security, derivative, currency pair, cryptoasset, transaction, portfolio, or investment strategy is suitable for any specific person. QuantCoreX does not manage client funds and does not advise users personally concerning the nature, potential, value, or suitability of any particular financial instrument, portfolio, transaction, or strategy. You acknowledge that you alone are responsible for your own research and trading decisions.
Software-as-a-Service access
The Service is provided on a Software-as-a-Service (SaaS) basis. Subject to these Terms and payment of any applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Service for your own personal, internal purposes. We may modify, update, suspend, or discontinue features of the Service from time to time. We do not guarantee uninterrupted or error-free availability, and the Service may be unavailable during maintenance, updates, or events outside our reasonable control.
- You must keep your account credentials secure and are responsible for all activity that occurs under your account.
- You must provide accurate registration information and keep it current.
- Access is granted to you individually and may not be shared with, or used on behalf of, any other person without our written permission.
No broker/dealer/investment-adviser status
QuantCoreX is not a broker, dealer, broker-dealer, investment adviser, financial adviser, financial planner, fund manager, custodian, or any other kind of regulated financial intermediary. We do not arrange, effect, or execute transactions; we do not hold, receive, or manage client money or assets; and we do not open, operate, or connect to any trading account on your behalf. The Service is not, and does not purport to be, a regulated financial service, and nothing in these Terms should be read as an offer to provide any such service.
No trading signals
QuantCoreX is not a trading-signals service. The Service does not issue buy or sell signals, alerts to trade, or instructions to enter or exit any position. Any illustrative examples, historical simulations, educational scenarios, or analytical outputs are provided solely to help you learn and conduct your own analysis. They are not directions to trade and must not be relied upon as such. You should not treat any feature of the Service as a signal, tip, or recommendation.
User responsibility
You are solely and exclusively responsible for your own trading and investment decisions and for the consequences of those decisions, including any financial loss. You alone decide whether, when, how, and how much to trade. Trading and investing involve substantial risk, including the risk of losing some or all of your capital, and past performance and historical or simulated results are not indicative of and do not guarantee future results.
- You must conduct your own research and, where appropriate, seek advice from a suitably qualified and, where required, authorised professional.
- You are responsible for determining whether any instrument or strategy is appropriate for you in light of your own circumstances.
- You are responsible for complying with all laws, regulations, tax obligations, and third-party terms applicable to your trading activity.
AI limitations
Certain features of the Service may use artificial intelligence, machine learning, or automated analytical models. These features are experimental and probabilistic in nature. They can produce output that is inaccurate, incomplete, outdated, biased, or otherwise wrong, and may generate content that appears plausible but is not correct (“hallucinations”). AI-generated output is not reviewed by a human before it is shown to you and does not constitute advice or a recommendation of any kind. You must independently verify any AI-generated output before relying on it, and you accept the risks of doing so.
Market-data limitations
Market data, prices, quotes, and other information made available through the Service may be sourced from third parties, may be delayed, may contain errors or gaps, and may not reflect real-time or executable prices. We do not warrant the accuracy, completeness, timeliness, or continued availability of any data, and we are not responsible for any decision made, or action taken, in reliance on it. You should independently verify any data that is material to a decision before acting on it.
Subscription & billing (Stripe, web-only)
Paid subscriptions to the Service are billed through our third-party payment processor, Stripe, and are purchased and managed exclusively through the web application. By subscribing, you authorise us and Stripe to charge the applicable recurring fees to your chosen payment method. Fees are stated at the point of purchase and may be exclusive of taxes, which may be added where applicable.
- Subscriptions renew automatically for successive billing periods until cancelled, at the then-current price for your plan.
- We may change subscription pricing on reasonable notice; changes apply from your next billing period.
- Your use of Stripe is subject to Stripe's own terms and privacy policy, and payment information is handled by Stripe rather than by us.
Cancellation
You may cancel your subscription at any time through your account settings in the web application. Cancellation stops future renewals; unless otherwise required by applicable law, fees already paid are non-refundable, and you will retain access to paid features until the end of the billing period for which you have already paid. We may suspend or terminate your access for breach of these Terms or where required by law.
Acceptable use
You agree to use the Service only for lawful purposes and in accordance with these Terms. In particular, you must not, and must not permit any other person to:
- scrape, crawl, harvest, or systematically extract data or content from the Service by any automated or manual means;
- resell, redistribute, sublicense, rent, lease, or otherwise commercially exploit the Service or its output;
- use the Service, its data, or its output to build, train, or operate a trading-signals service, advisory service, or any competing or derivative product;
- reverse engineer, decompile, or attempt to derive the source code, models, or underlying methods of the Service, except to the extent this restriction is prohibited by applicable law;
- circumvent, disable, or interfere with security, access controls, rate limits, or usage restrictions;
- use the Service in any way that infringes the rights of others, or that is fraudulent, abusive, or otherwise unlawful.
Limitation of liability
To the maximum extent permitted by applicable law, the Service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or exemplary losses, nor for any loss of profits, trading losses, loss of data, loss of goodwill, or loss of opportunity, arising out of or in connection with your use of, or inability to use, the Service. In all cases, and to the maximum extent permitted by law, our total aggregate liability arising out of or relating to the Service and these Terms shall not exceed the total amount of fees you actually paid to us for the Service in the three (3) months immediately preceding the event giving rise to the claim.
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
No fiduciary relationship
Your use of the Service does not create, and shall not be construed as creating, any fiduciary, agency, partnership, joint venture, or advisory relationship between you and QuantCoreX. We owe you no fiduciary duties. We do not act in your best interests in the manner of a fiduciary, adviser, or agent, and you must not rely on the Service as though we did.
Governing law
These Terms, and any dispute or claim arising out of or in connection with them or their subject matter, shall be governed by and construed in accordance with the laws of [JURISDICTION — PLACEHOLDER, to be confirmed by qualified legal counsel], and the courts of [JURISDICTION — PLACEHOLDER] shall have jurisdiction, save where mandatory local law provides otherwise. This clause is a placeholder pending solicitor review and must be finalised before publication.
Solicitor review required
This document is a template intended as a starting point only. It has not been reviewed or approved by qualified legal counsel and does not constitute legal advice. It must be reviewed, amended, and signed off by a qualified solicitor familiar with the applicable jurisdiction, regulatory regime, and the Service's actual operations before it is published or relied upon. Placeholder items, including the governing-law clause and the “last updated” date, must be completed on sign-off.